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Roy Janik

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what a lovely, lovely day. [Dec. 9th, 2001|11:35 pm]
Roy Janik
So I had an event-filled, wonderful day. Seriously. It all started with the radio show in the morning. Chi-chi showed up, and we started kickin' out the novelty-infused jams. Lots of Spike Jones, since I just bought his greatest hits. About 15 minutes into it, however, Mary showed up, sporting a blue jumpsuit that zipped on the side. Her story went something like this: "I stayed up all night, and was on my home when I heard an annoying guy on the radio. I thought, hey, I know that guy. Hey, it's Roy, so I came to the station." Indeed. She stayed for a bit, and I made a fool of myself on the air. Good stuff. After she left, we got another call, from a different Mary. This one worked at the Omelettry, complimented the show, and offered us free food. hmmmmm... Okay, if you say so.

So after the show, we went to Human Dwelling 43, and I donned my teal jacket, you know, to look good for my fans, and we went off to the Omelettry. This Mary was really nice and friendly, and did indeed provide us with free food. In the future, remind me that a chili con queso omelette is a bit much. It's eggs stuffed with cheese and smothered in cheese. Plus, it came with a side of gingerbread pancakes.

Next up on the agenda was the house visitation. Jason (my realtor) met Scott, Angela, Avery and I at the house on Northridge (130k, 3 bedrooms), and we all explored it. It got the seal of approval, although I don't think Angela was too fond of the wood paneling. Which is funny because that's my favorite part. After that, we wandered about for a bit, to get a feel for the neighborhood. It was quiet, and nice, and the public library's within walking distance of the house, so that's good. However, the strip mall contains absolutely nothing of use to me (my backyard stares at its back). A shady taco joint, nail salon, boy & girls' youth center, Dollar General, and a few churches (!). It was actually kind of frightening.

Jason and I are supposed to meet tomorrow to come up with an offer for the house, but there's a very vocal part of me that wants to say, fuck that. Make an offer on the 160k house. It's my true love.

So next was Bastard Squad filming at Cha-chee's. We filmed the "gay patch" commercial, and the "Indian extinction" program, both of which require animations. I wasn't in either sketch, but I contributed ideas and such. We ended up filming about 20 takes of Cha-chee slapping Dave's ass, so that's good.

After that, was dinner with Madeline and Mindy. The original plan was to force Aaron (Mindy's boyfriend) to cook steaks, but he was not back in town, so Madeline took over culinary duties. We did some fabulous things with eggplant and loads of other vegetables. So.. full..... So... good.

And that's my story.

So, big house?
or, slightly less big house?

[User Picture]From: vyvyanbasterd
2001-12-09 10:44 pm (UTC)

In the middle of your street...

To be honest, I think the bigger house was much more aesthetically pleasing to look at than the cheaper one. You'd spend more in furnishing it, though. Always a trade-off...
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From: ex_foot17
2001-12-09 11:07 pm (UTC)

strange but not a stranger

I'm definitely for you getting the bigger house.
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[User Picture]From: tamijoh
2001-12-09 11:09 pm (UTC)

tami rationale 101

1: if you get the smaller house youre always going to think about how you could have gotten the larger much much cooler house, it will eat you alive until you are nothing more than a shell of a man with a smaller, "not as cool as the other house" house.

2: larger house would mean more room for more fluffy cute kittens....chicks dig fluffy cute kittens!

3: you live once, do something nice for yourself, even if that something nice is 160k nice! you could always rent out some of the rooms to people (or better yet fluffy cute kittens could rent the rooms, thus bringing mad fly honies flocking to your house(!)) to make up for the 30k difference!

its really not all that big of a price difference. especially if you look at the cool points youll gain upon immediate purchasing of the cooler larger house! and i dont like brown paneling either, its depressing...you sit and stare at the different patterns for hours upon hours until youve realized its actually been years since you last left your house and when you leave to go to the quickie mart for some nachos you realize everything is just a littttttttttle bit different, maybe a little toooooo different! so yea, buy the big cool house!!!!!


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[User Picture]From: zeitgeist
2001-12-10 05:41 am (UTC)
I'm going to agree with the others by way of munging James' response with Tami's response to form my own:

Who the hell needs furniture? You need SPACE - and lots of it - for fluffy kittens! Tha ladies (tha ladies) love fluffy kittens! Get the big house.. that stairway thing kicks ass!
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[User Picture]From: cindylou
2001-12-10 07:50 am (UTC)

another vote for the one that makes you happiest. life's too short for wood panels and shattered dreams.
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[User Picture]From: zinereem
2001-12-10 08:26 am (UTC)
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[User Picture]From: nekomouser
2001-12-10 09:17 am (UTC)
So much to think about. Life is short, and you do have a good job, and chances are, over the next 20 years, you'll only steadily move up salary wise. So a 160k house may be a good investment. But there are other things. I'm all for living well because you only live once, but living too well isn't good. I have some credit card debt because I needed a kilt and I only live once, but that is 300$ debt, not 30k+. I wouldn't buy a porche on credit now, depsite the fact I only live once, mainly because the finances would be so overwhelming, I'd spent the next 5 years of that only one life worried sick about payments and the like. What good is only living once if you spend it worried sick and not enjoying the very things you bought to enjoy becuase of finances? And there are other concerns, a 160k house is nice, but then you're broke and stuck with what you have. Whereas with a 130k house, you can still spend up to 30k on new furniture and paint and repair and carpet and whatever else to customize the inside like you want it and be in no more debt than had you bought the bigger house with nothing new or altered inside. You can afford to make something with potential into a better home than something already pretty cool but with nothing left over to capitalize on it. And there is resale. The average American moves between 7 and 11 times over their lifetime. So chances are this isn't "it." If you make more you'll move up, family, whatever. Who knows, and while you won't be selling it tomorrow or next year, what of a decade from now? Which house will have the hight resale? Which one has a more profitable location, schoold district, crime rate, etc. etc. And which can be made to sale for more? A 160k house might still be worth 160k in 5 years, but a 130k with 20k in improvements, landscaping, pannelling, whatever might be worth 170k. And where is the market going? This is the big question no one knows, but if the markets keep falling, some people are even talking about deflation for the first time in 30 years. that 160k house may only be worth 150k in six month. and while 10k isn't that much, over a 30 year home loan, it amount to something up to 40k with compounded interest and all that. So it may be fine to buy a bigger house, but no for 6 months. And you have to buy a house you want and will continue to want. Are these houses you really want or are they merely the best of what's currently available? In 3 or 6 months, a whole new crop will be out there.
I'm at a frugal point in my life, granted. But I just wanted to through out some other arguments. be happy, do what will make you happy, by all means. But do it wisely. Make sure making you happy now won't inherently make you unhappy a year from now.
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[User Picture]From: zinereem
2001-12-10 09:31 am (UTC)
Well, then there's this to consider. The less expensive house has three bedrooms. For my purposes, that means I can effectively rent out one of the rooms. So let's say the loan payment is 1260 a month, and I charge 400 + 1/2 the utilities for rent. So that's 1260-400 = 860 dollars. Now, the estimated loan payment for the big house is 1560 a month. It has enough rooms so that I could comfortably rent out the three spare rooms and still have plenty of room for computers, recording, etc. But for the sake of argument, let's say I rent out two rooms initially. That's 1560-800 = 760 dollars. Plus, the utilities are split 3 ways.

Now granted, I shouldn't depend on having tenants, by any means. But it's still something to think about.
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[User Picture]From: ericfish
2001-12-11 05:55 am (UTC)
Doesn't having roommates defeat the purpose of owning your own house in a way?
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[User Picture]From: ericfish
2001-12-10 10:18 am (UTC)
My vote's for the cheap house. You don't want to run into financial trouble some day and be slapping yourself for buying a huge house you don't really need. You can always buy the house of your dreams in a few years when you have more money.
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[User Picture]From: junglehoney
2001-12-10 01:43 pm (UTC)

MmMmM Eggpant :)

Bigger house :)
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